AZUDDIN, M.; HENRY, H.; MARTINEZ, S. The Evolving Role of Traditional Banks in the Fintech Era. IAIC Transactions on Sustainable Digital Innovation (ITSDI), [S. l.], v. 8, n. 1, p. 73–84, 2025. DOI: 10.34306/itsdi.v8i1.737. Disponível em: https://aptikom-journal.id/itsdi/article/view/737. Acesso em: 3 nov. 2026.