ANDAYANI, D.; MUHTAROM, M.; NAPITUPULU, B. Analyzing the Gender Gap in Digital Financial Services Access. IAIC Transactions on Sustainable Digital Innovation (ITSDI), [S. l.], v. 7, n. 2, p. 143−152, 2026. DOI: 10.34306/itsdi.v7i2.721. Disponível em: https://aptikom-journal.id/itsdi/article/view/721. Acesso em: 3 may. 2026.